November 6, 2026 Local Stories in and Around St. Joseph, Illinois

Philo Exchange Bank holds meeting to address concerns

Mayor Tami Fruhling-Voges wants residents near a proposed location for Philo Exchange Bank to know she is not in favor of spot zoning and neither is the village board.

So that means a special use permit would have to be issued if Philo Exchange Bank wants to build at the property at 802 E. Warren.

“Some of the concerns can be addressed by a special use permit,” Fruhling-Voges told a group of about 20 residents who attended an open house last week held by the bank to discuss their concerns.

Concerns included traffic, bright lights, multiple businesses being placed on the property, stormwater management issues, and safety concerns with children going to and from school.

Philo Exchange Bank Executive Vice President Les Hoveln said the bank would be placed in the middle of the 1.37-acre lot. Hoveln also said the bank would use minimally invasive lighting that does not spill over to neighboring properties. The bank also had preliminary blueprints and drawings for residents to look at.

“We want it to be safe for our employees and customers,” he said.

Hoveln said the current location of the Philo Exchange Bank, located at 109 Main Street in St. Joseph, is not fully functioning because there is no drive-thru, and no safety deposit boxes. The location on Warren would have all of those things, he said.

Neighbors expressed concern with the safety of a commercial business in a residential area. They said children ride bikes and walk to school near where the bank will be located.

Hoveln said that the bank in Philo had 15 cars in the drive-thru during its busiest time and it was well after students would be in school. The bank would have enough space in its drive-thru for there not to be traffic on Rt. 150, Hoveln said.

Philo Exchange Bank originally tried to purchase the Busey Bank Property, Hoveln said. However, Busey told them they had no intention to sell to another financial institution and they put a five-year deed restriction on the property, meaning it could not be sold to another financial institution by whoever purchased it. Hoveln said they bid on the property anyway but were not the high bidder.

“We want to be a part of this community,” Hoveln said. “We want to do things the right way and not cut corners. We will get an architect to design a building that fits the neighborhood and is safe. We will comply with all village ordinances.”

Stormwater management was a big concern with neighbors. Many discussed the current state of a retention pond on the property and said it floods when there is rain, resulting in flooding in the neighborhood and their basements.

Fruhling-Voges agreed that the retention pond is an eyesore and said there may be a chance to improve drainage in the area if the bank builds there.

“What you want to do is improve every chance you get,” she said.

Fruhling-Voges said the property on Warren has set vacant for years and had been looked at by Jack Flash Convenient Stores, the St. Joseph Stanton Fire Protection District and the Champaign County Housing Authority.

The mayor said the property’s owner previously wanted the zoning changed from R1, residential, to commercial.

“That is a not way for me,” she said. “Once you rezone it that property is completely open to whatever fits those categories,”

Fruhling-Voges said the village attorney, Marc Miller, said there would be lots of legal issues trying to rezone the lot to commercial.

“A special use permit allows the village to put stipulations,” she said.

Fruhling-Voges also pointed out that if the bank went out of business or was destroyed by a natural disaster, a special use permit would limit what could replace it.

“A special use permit protects the neighborhood,” she said. “It will still look like a nice residential property.”

Fruhling-Voges stressed that meeting between the bank and the neighbors was just the first step in a long process that would involve the zoning board of appeals and the St. Jospeh Village Board.

All property owners within 250 feet of the proposed location will be notified of future hearings.

Banner
Related Posts

Chittick Eye Care to open in early March

February 24, 2020

February 24, 2020

Chittick Eye Care will open its ninth clinic in downtown St. Joseph in early March. The clinic will be staffed...

‘Julie has been the backbone of this village for a long time’

December 28, 2021

December 28, 2021

Julie Hendrickson loves St. Joseph. And a piece of the small town’s footprint will soon step away from a long-time...

Wetlands home to 620 new trees

February 18, 2019

February 18, 2019

Earlier this winter, 620 white tubes were installed on the south side of the St. Joseph wetlands. Inside those tubes...

Live at Ogden Village Board March 4, 2021

March 4, 2021

March 4, 2021

Tonight we will find out the fate of the Ogden Easter Egg Hunt. Philo, St, Joseph and Tuscola have canceled...

Live at St. Joseph Village Board, Dec. 12, 2023

December 12, 2023

December 12, 2023

I am here so you don’t have to be but there’s also a ton of people here. I am not...

Live at St. Joseph Village Board, Dec. 14, 2021

December 14, 2021

December 14, 2021

I am here so you don’t have to be. This time about five years ago Bob Rigdon and BJ Hackler...

Improvements coming to rail trail

September 10, 2021

September 10, 2021

Improvements to the Kickapoo Rail Trail will be starting in September. With the assistance of the Illinois Department of Transportation...

White Christmas on tap for area

December 23, 2022

December 23, 2022

This Christmas could be special weather-wise. Steve Hilberg, the Retired, Director of the Midwestern Regional Climate Center, said this won’t...

Live at St. Joseph Village Board, April 9, 2024

April 9, 2024

April 9, 2024

It’s a full house tonight with the girl scouts presenting, the Baptist Church being honored for donating their building and...

Live at St. Joseph Village Board, Nov. 12, 2024

November 12, 2024

November 12, 2024

I am going to be honest. I am watching on Youtube because I have the plague and am trying not...

Village Board to continue discussing sewer rate increase

March 26, 2019

March 26, 2019

The St. Joseph Village Board is expected to continue discussing the timeline for the upcoming sewer rate increase roll out...

Philo Exchange Bank looks to expand in St. Joseph

February 23, 2022

February 23, 2022

Philo Exchange Bank wants to be an active part of St. Joseph. The bank has entered into a purchase agreement...

Live at Ogden Village Board April 1, 2021

April 1, 2021

April 1, 2021

The board paid some bills and decided to appoint Dekoda Burris to the zoning board of appeals. Discussing the hold...

5 Questions with Republican Caucus candidate Terri Cummings

December 2, 2024

December 2, 2024

What made you want to run?  When my husband and I moved to St Joseph 14 years ago I felt...

Storm cleanup to take place this week

July 11, 2023

July 11, 2023

Help has arrived. The cities of Champaign, Effingham and El Paso, in addition to Champaign County Highway staff and various...

Comments
Leave a Reply