February 18, 2026 Local Stories in and Around St. Joseph, Illinois

Philo Exchange Bank holds meeting to address concerns

Mayor Tami Fruhling-Voges wants residents near a proposed location for Philo Exchange Bank to know she is not in favor of spot zoning and neither is the village board.

So that means a special use permit would have to be issued if Philo Exchange Bank wants to build at the property at 802 E. Warren.

“Some of the concerns can be addressed by a special use permit,” Fruhling-Voges told a group of about 20 residents who attended an open house last week held by the bank to discuss their concerns.

Concerns included traffic, bright lights, multiple businesses being placed on the property, stormwater management issues, and safety concerns with children going to and from school.

Philo Exchange Bank Executive Vice President Les Hoveln said the bank would be placed in the middle of the 1.37-acre lot. Hoveln also said the bank would use minimally invasive lighting that does not spill over to neighboring properties. The bank also had preliminary blueprints and drawings for residents to look at.

“We want it to be safe for our employees and customers,” he said.

Hoveln said the current location of the Philo Exchange Bank, located at 109 Main Street in St. Joseph, is not fully functioning because there is no drive-thru, and no safety deposit boxes. The location on Warren would have all of those things, he said.

Neighbors expressed concern with the safety of a commercial business in a residential area. They said children ride bikes and walk to school near where the bank will be located.

Hoveln said that the bank in Philo had 15 cars in the drive-thru during its busiest time and it was well after students would be in school. The bank would have enough space in its drive-thru for there not to be traffic on Rt. 150, Hoveln said.

Philo Exchange Bank originally tried to purchase the Busey Bank Property, Hoveln said. However, Busey told them they had no intention to sell to another financial institution and they put a five-year deed restriction on the property, meaning it could not be sold to another financial institution by whoever purchased it. Hoveln said they bid on the property anyway but were not the high bidder.

“We want to be a part of this community,” Hoveln said. “We want to do things the right way and not cut corners. We will get an architect to design a building that fits the neighborhood and is safe. We will comply with all village ordinances.”

Stormwater management was a big concern with neighbors. Many discussed the current state of a retention pond on the property and said it floods when there is rain, resulting in flooding in the neighborhood and their basements.

Fruhling-Voges agreed that the retention pond is an eyesore and said there may be a chance to improve drainage in the area if the bank builds there.

“What you want to do is improve every chance you get,” she said.

Fruhling-Voges said the property on Warren has set vacant for years and had been looked at by Jack Flash Convenient Stores, the St. Joseph Stanton Fire Protection District and the Champaign County Housing Authority.

The mayor said the property’s owner previously wanted the zoning changed from R1, residential, to commercial.

“That is a not way for me,” she said. “Once you rezone it that property is completely open to whatever fits those categories,”

Fruhling-Voges said the village attorney, Marc Miller, said there would be lots of legal issues trying to rezone the lot to commercial.

“A special use permit allows the village to put stipulations,” she said.

Fruhling-Voges also pointed out that if the bank went out of business or was destroyed by a natural disaster, a special use permit would limit what could replace it.

“A special use permit protects the neighborhood,” she said. “It will still look like a nice residential property.”

Fruhling-Voges stressed that meeting between the bank and the neighbors was just the first step in a long process that would involve the zoning board of appeals and the St. Jospeh Village Board.

All property owners within 250 feet of the proposed location will be notified of future hearings.

Banner
Related Posts

Live at Ogden, Aug. 5, 2021

August 5, 2021

August 5, 2021

Discussing Rail to Trail intergovernmental agreement. Village would have to remove snow. Sue Esposito saying she wants them to plow...

Live at Ogden Village Board, August 4, 2022

August 4, 2022

August 4, 2022

Ok so the blog crashed and the convo for the first 15 minutes was pretty heated. But the basic gist...

Painter wants to help St. Joseph thrive

December 7, 2020

December 7, 2020

Max Painter wants what is best for the community. That’s why he is running for re-election tonight at the St....

Brush pick-up to resume in August

July 9, 2019

July 9, 2019

Brush pick up is expected to resume in August. The Village of St. Joseph held a Buildings and Grounds Committee...

Live at St. Joseph Village Board, April 26

April 26, 2022

April 26, 2022

I am here. With my 20 closest friends.We are moving the agenda all over to get people in and out....

Live at St. Joseph Village Board, Jan. 24, 2023

January 24, 2023

January 24, 2023

I am here live so you don’t have to be. Jim Wagner just said it will be a short meeting...

Live at St. Joseph Village Board, March 14, 2023

March 14, 2023

March 14, 2023

This should be a short meeting. #Yesijustjinxedit On the agenda tonight: the never ending discussion about the public works storage...

Remembering B.J. Hackler: ‘He made people smile’

September 10, 2021

September 10, 2021

B.J. Hackler liked to stay busy. He belonged to the St. Joseph Tea-Totalers, a group of residents who meet in...

Board to hold hearing on allowing marijuana to be sold within the village

July 24, 2019

July 24, 2019

The St. Joseph Village Board wants to know what its citizens think regarding marijuana dispensaries within the village limits. The...

Live at Ogden Village Board March 4, 2021

March 4, 2021

March 4, 2021

Tonight we will find out the fate of the Ogden Easter Egg Hunt. Philo, St, Joseph and Tuscola have canceled...

Live at Village Board, April 25, 2023

April 25, 2023

April 25, 2023

We are here. On the agenda, the festival committee, the Fourth of July parade, outdoor dining for Roch’s and El...

Live at St. Joseph Village Board, Nov. 14, 2023

November 14, 2023

November 14, 2023

I am here so you don’t have to be. Doing the consent agenda. Basically, they approve the minutes, ect. all...

5 Questions with Republican caucus candidate Matt Wolfersberger

December 2, 2024

December 2, 2024

1. What made you want to run? My original plan was to step aside at the end of my term,...

Live at St. Joseph Village Board, June 14

June 14, 2022

June 14, 2022

Our live blogs are sponsored by MX Electric. I am the only one here besides the board, Mike Sennert and...

Is a new village hall in St. Joseph’s future?

March 29, 2022

March 29, 2022

The Village of St. Joseph is discussing selling three properties downtown. And it could come with a new use for...

Comments
Leave a Reply