February 17, 2026 Local Stories in and Around St. Joseph, Illinois

Philo Exchange Bank holds meeting to address concerns

Mayor Tami Fruhling-Voges wants residents near a proposed location for Philo Exchange Bank to know she is not in favor of spot zoning and neither is the village board.

So that means a special use permit would have to be issued if Philo Exchange Bank wants to build at the property at 802 E. Warren.

“Some of the concerns can be addressed by a special use permit,” Fruhling-Voges told a group of about 20 residents who attended an open house last week held by the bank to discuss their concerns.

Concerns included traffic, bright lights, multiple businesses being placed on the property, stormwater management issues, and safety concerns with children going to and from school.

Philo Exchange Bank Executive Vice President Les Hoveln said the bank would be placed in the middle of the 1.37-acre lot. Hoveln also said the bank would use minimally invasive lighting that does not spill over to neighboring properties. The bank also had preliminary blueprints and drawings for residents to look at.

“We want it to be safe for our employees and customers,” he said.

Hoveln said the current location of the Philo Exchange Bank, located at 109 Main Street in St. Joseph, is not fully functioning because there is no drive-thru, and no safety deposit boxes. The location on Warren would have all of those things, he said.

Neighbors expressed concern with the safety of a commercial business in a residential area. They said children ride bikes and walk to school near where the bank will be located.

Hoveln said that the bank in Philo had 15 cars in the drive-thru during its busiest time and it was well after students would be in school. The bank would have enough space in its drive-thru for there not to be traffic on Rt. 150, Hoveln said.

Philo Exchange Bank originally tried to purchase the Busey Bank Property, Hoveln said. However, Busey told them they had no intention to sell to another financial institution and they put a five-year deed restriction on the property, meaning it could not be sold to another financial institution by whoever purchased it. Hoveln said they bid on the property anyway but were not the high bidder.

“We want to be a part of this community,” Hoveln said. “We want to do things the right way and not cut corners. We will get an architect to design a building that fits the neighborhood and is safe. We will comply with all village ordinances.”

Stormwater management was a big concern with neighbors. Many discussed the current state of a retention pond on the property and said it floods when there is rain, resulting in flooding in the neighborhood and their basements.

Fruhling-Voges agreed that the retention pond is an eyesore and said there may be a chance to improve drainage in the area if the bank builds there.

“What you want to do is improve every chance you get,” she said.

Fruhling-Voges said the property on Warren has set vacant for years and had been looked at by Jack Flash Convenient Stores, the St. Joseph Stanton Fire Protection District and the Champaign County Housing Authority.

The mayor said the property’s owner previously wanted the zoning changed from R1, residential, to commercial.

“That is a not way for me,” she said. “Once you rezone it that property is completely open to whatever fits those categories,”

Fruhling-Voges said the village attorney, Marc Miller, said there would be lots of legal issues trying to rezone the lot to commercial.

“A special use permit allows the village to put stipulations,” she said.

Fruhling-Voges also pointed out that if the bank went out of business or was destroyed by a natural disaster, a special use permit would limit what could replace it.

“A special use permit protects the neighborhood,” she said. “It will still look like a nice residential property.”

Fruhling-Voges stressed that meeting between the bank and the neighbors was just the first step in a long process that would involve the zoning board of appeals and the St. Jospeh Village Board.

All property owners within 250 feet of the proposed location will be notified of future hearings.

Banner
Related Posts

St. Joseph Public Works quarantining

December 9, 2020

December 9, 2020

The St. Joseph Public Works Department is quarantining until the first of next week. Mayor Tami Fruhling-Voges made the decision...

Talk of the Town with Mayor Ray Cunningham

August 25, 2019

August 25, 2019

Recently, Homer lost its grocery store and the Main Street Belly Deli. Mayor Ray Cunningham discusses how Homer is hoping...

5 Questions with Republican caucus candidate Matt Walsh

December 2, 2024

December 2, 2024

1. What made you want to run? I’m a lifelong resident of Saint Joseph and at the end of the...

Registration open for electronics recycling event

September 9, 2019

September 9, 2019

Residents in St. Joseph, Homer, Royal, Ogden and unincorporated Champaign County can now register for the county-wide electronic recycling event....

Trustees not sold on VeoRide plan

March 6, 2019

March 6, 2019

VeoRide was scheduled to present to the St. Joseph Village Board in February. The company asked to have its presentation...

Live at St. Joseph Village Board, Jan. 9, 2024

January 9, 2024

January 9, 2024

MX electric is sponsoring our live blogs. Relax and call Max! They are discussing a bid for tree clearing. This...

Cooper looks to make a difference in Ogden

April 5, 2021

April 5, 2021

Kelly Cooper wants to make a difference in Ogden.  That is why she ran for village board in 2017 and...

Village installs crosswalk signs on Rt. 150

June 8, 2022

June 8, 2022

Cross Rt. 150 just got a little safer. The Village of St. Joseph recently installed lighted push-button-activated crosswalk signs near...

Philo Exchange Bank to build permanent location in St. Joseph

June 27, 2022

June 27, 2022

Philo Exchange Bank is pleased to announce 802 E. Warren Street as the building site of their permanent St. Joseph,...

Live at St. Joseph Village Board Oct. 26

October 26, 2021

October 26, 2021

I am live at village board so you don’t have to be. Visit Champaign County is here. I feel like...

Board to decide on new liquor license classification tonight

January 28, 2020

January 28, 2020

Tonight, the St. Joseph Village Board will discuss and vote on whether to create a new liquor classification that would...

‘It’s probably the biggest event, the biggest natural disaster we have had’

June 30, 2023

June 30, 2023

Assistant Public Works Director Luke Fisher has never seen anything like it. “It’s probably the biggest event, the biggest natural...

Mayor discusses administrators pay increase

December 18, 2024

December 18, 2024

The Village Administrator of St. Joseph is getting a raise. The annual salary for the position will be increased to...

Live at Ogden Village Board, Feb. 10

February 10, 2022

February 10, 2022

I am here so you don’t have to be. Ogden Youth League is going to take place this summer. The...

Live at St. Joseph Village board, July 27

July 27, 2021

July 27, 2021

Reg Ankrom is here discussing electrical aggregation and is saying the village should take a break from aggregation for a...

Comments
Leave a Reply