December 27, 2025 Local Stories in and Around St. Joseph, Illinois

Philo Exchange Bank holds meeting to address concerns

Mayor Tami Fruhling-Voges wants residents near a proposed location for Philo Exchange Bank to know she is not in favor of spot zoning and neither is the village board.

So that means a special use permit would have to be issued if Philo Exchange Bank wants to build at the property at 802 E. Warren.

“Some of the concerns can be addressed by a special use permit,” Fruhling-Voges told a group of about 20 residents who attended an open house last week held by the bank to discuss their concerns.

Concerns included traffic, bright lights, multiple businesses being placed on the property, stormwater management issues, and safety concerns with children going to and from school.

Philo Exchange Bank Executive Vice President Les Hoveln said the bank would be placed in the middle of the 1.37-acre lot. Hoveln also said the bank would use minimally invasive lighting that does not spill over to neighboring properties. The bank also had preliminary blueprints and drawings for residents to look at.

“We want it to be safe for our employees and customers,” he said.

Hoveln said the current location of the Philo Exchange Bank, located at 109 Main Street in St. Joseph, is not fully functioning because there is no drive-thru, and no safety deposit boxes. The location on Warren would have all of those things, he said.

Neighbors expressed concern with the safety of a commercial business in a residential area. They said children ride bikes and walk to school near where the bank will be located.

Hoveln said that the bank in Philo had 15 cars in the drive-thru during its busiest time and it was well after students would be in school. The bank would have enough space in its drive-thru for there not to be traffic on Rt. 150, Hoveln said.

Philo Exchange Bank originally tried to purchase the Busey Bank Property, Hoveln said. However, Busey told them they had no intention to sell to another financial institution and they put a five-year deed restriction on the property, meaning it could not be sold to another financial institution by whoever purchased it. Hoveln said they bid on the property anyway but were not the high bidder.

“We want to be a part of this community,” Hoveln said. “We want to do things the right way and not cut corners. We will get an architect to design a building that fits the neighborhood and is safe. We will comply with all village ordinances.”

Stormwater management was a big concern with neighbors. Many discussed the current state of a retention pond on the property and said it floods when there is rain, resulting in flooding in the neighborhood and their basements.

Fruhling-Voges agreed that the retention pond is an eyesore and said there may be a chance to improve drainage in the area if the bank builds there.

“What you want to do is improve every chance you get,” she said.

Fruhling-Voges said the property on Warren has set vacant for years and had been looked at by Jack Flash Convenient Stores, the St. Joseph Stanton Fire Protection District and the Champaign County Housing Authority.

The mayor said the property’s owner previously wanted the zoning changed from R1, residential, to commercial.

“That is a not way for me,” she said. “Once you rezone it that property is completely open to whatever fits those categories,”

Fruhling-Voges said the village attorney, Marc Miller, said there would be lots of legal issues trying to rezone the lot to commercial.

“A special use permit allows the village to put stipulations,” she said.

Fruhling-Voges also pointed out that if the bank went out of business or was destroyed by a natural disaster, a special use permit would limit what could replace it.

“A special use permit protects the neighborhood,” she said. “It will still look like a nice residential property.”

Fruhling-Voges stressed that meeting between the bank and the neighbors was just the first step in a long process that would involve the zoning board of appeals and the St. Jospeh Village Board.

All property owners within 250 feet of the proposed location will be notified of future hearings.

Banner
Related Posts

Live at St. Joseph Village Board

May 12, 2020

May 12, 2020

We are live at St. Joseph Village Board. Terri Cummings is being appointed to fill Bob Rigdon’s trustee position. Four...

Ogden Live Blog, May 6, 2021

May 6, 2021

May 6, 2021

I am four minutes late and I feel like I missed a lot. There are some neighbor complaints going on....

Live at St. Joseph Village Board, Feb. 13, 2024

February 13, 2024

February 13, 2024

I am two minutes late and we are knee-deep in sewer rates. I am just going to leave this story...

Talk of the Town with Mayor Ray Cunningham

August 25, 2019

August 25, 2019

Recently, Homer lost its grocery store and the Main Street Belly Deli. Mayor Ray Cunningham discusses how Homer is hoping...

Live at St. Joseph Village Board, June 14

June 14, 2022

June 14, 2022

Our live blogs are sponsored by MX Electric. I am the only one here besides the board, Mike Sennert and...

Study looks at economic impact of hotel in village

April 1, 2024

April 1, 2024

A hotel feasibility study has found that a hotel is sustainable in the Village of St. Joseph.  The study, conducted...

Live at St. Joseph Village Board, Jan. 11, 2021

January 11, 2022

January 11, 2022

Village administrator Joe Hackney saying they need to have more cash on hand in the accounts instead of CDs because...

Live at Ogden Village Board, Jan. 6

January 5, 2023

January 5, 2023

Trustee Jim Haan has resigned. Those interested in filling the position should contact Mayor Gabe Clements. The library has received...

Live at St. Joseph Village Board, Nov. 14, 2023

November 14, 2023

November 14, 2023

I am here so you don’t have to be. Doing the consent agenda. Basically, they approve the minutes, ect. all...

Hackler to be honored with street sign

January 25, 2022

January 25, 2022

Former Mayor B.J. Hackler used to spend a lot of time on Lincoln and Main Streets in St. Joseph. If...

Ogden reminds residents to use Recycling Dumpster responsibly

April 11, 2019

April 11, 2019

The Ogden Village Board is reminding people that the Ogden Recycling Center is not a garbage dump. Yesterday the village...

Acklin named acting mayor of Ogden

November 3, 2023

November 3, 2023

Jim Acklin is the acting mayor of Ogden. Acklin was selected at the Nov. 2 meeting by the Ogden Village...

Live Blog for April 27, 2021

April 27, 2021

April 27, 2021

I am here at St. Joseph Village Board.No one else is here besides IT Guru Mike Sennert.May 5 is bike...

Live at VIllage Board July 26, 2022

July 26, 2022

July 26, 2022

Rachael Schott and fourth grader Lana Schott are here to discuss a downtown Christmas tree. Lana is presenting her idea...

Village asks residents to complete community survey

January 5, 2022

January 5, 2022

The Village of St. Joseph wants to know what its residents think. The village has created a community survey, which...

Comments
Leave a Reply